RHB MY’s Input to Malaysia
Our motto at RHB is “Together, We Progress”. This is true for the persistence in serving Malaysia, and it is people in the economical and banking entry. The official RHB Banking Group My has been available since 1999, but our banks are actually running for much longer. Now we have won several honours, such as the Bursa Excellence Awards. Our main merchandise is our banking, insurance plan, fixed deposit rate Malaysia and investment decision services.
Opening a bank account with RHB
Opening a bank account with RHB is simple. We have now distinctive account types to suit your needs, from current accounts to fixed deposit accounts. Our credit card expertise can also be adaptable and suitable for virtually any lifestyle. If you are considering obtaining an insurance plan or taking out a loan, RHB has enticing functions when you need it.
RHB Remittance and Advance Services
Besides, we stimulate that you make a plan to cultivate your personal success right here at RHB. From private retirement plans to stock options trading products, there are lots of options to choose from! Our remittance services assist you to send money in a foreign currency at competitive rates. Protecting this prosperity is important- this is why we now have numerous safe deposit box options suitable for you to store important documents.
RHB Insurance for Businesses
Right here at RHB, we are happy to guide local companies with our fast and competent account opening process. RHB’s business loans can be obtained if you’re starting, and suitable for any business owner. There are desirable insurance coverage options for your employees and business- stay protected with RHB.
RHB Business Consumer banking Alternatives
Grow your business towards the full potential with RHB’s enterprise banking solutions! From investment alternatives to our SME knowledge centre, RHB is not only just your bank but your business associate. Together with funding, we also have trade services both for your import and export requires.
Islamic Financial Choices at RHB
Islamic banking is not just tied to Muslim customers; non-Muslim clients are very welcome to apply also. Regular banking is a lot more focused on interest rates to get a revenue, while Islamic banking uses Shariah laws and puts both borrower and lender first. The advantages of Islamic banking are primarily moral- it can benefit both sides, regardless of what success you might have.
RHB Now Banking
With RHB Now Banking, you can see your accounts from your phone itself. It’s also possible to send money or make transactions simply. No more long queues at the bank, now you can access banking account everywhere in the world! Just download it off your phone’s app store and get set up with several quick instructions on our website.
Why Would You Select RHB?
Want to do your banking with no fuss or hassle? RHB stands out as the bank to suit your needs. Using our flexible alternatives, you can manage all of your consumer banking needs in a single place! Our experts and customer care department are also available to answer any questions you will have. Pay a visit to RHB’s website for additional information on fixed deposit rate Malaysia: https://www.rhbgroup.com/index.html.
Plans will help you to leave a heritage behind while protecting all your family members and children. Regarding any regrettable calamities or deficits, you can rest easy understanding that you and your special loved one are safe. AIG Malaysia is a good place to start- it is actually one of the best insurance companies in Malaysia, possesses all-inclusive policies including car insurance online for anyone.
If you are searching for the one-stop insurance agency that may protect all aspects of yourself, then consider using AIG Malaysia. AIG has home, car, travel, and individual accident insurance, which can be used to ensure that you require a secure backup plan in case there is sudden accidents. Thinking of travelling domestically or in foreign countries? Consider getting considered one of AIG’s holiday insurance policies. Some benefits also include medical and individual accident cover, complete insurance coverage, as well as getaway cancellations cover and then any sort of travel inconvenience that you might come across.
Feeling safe and protected in the house is essential to every one, but sometimes unexpected events happen. Several of the important things about being covered by AIG’s Home Insurance policies include replacing that old items with new items- when it comes to events like natural disasters or robbery.
Do you make use of your car as your main mode of transporting? Consider getting vehicle insurance with AIG, and protect the car against theft, fire, and much more. Along with a detailed protection policy, there are a selection of add-on coverages to make the plan even more air-tight, and can help extend any selected coverage.
Additionally, there are Get ready for the long term ahead of time with AIG Malaysia’s detailed and flexible insurance coverage. From car insurance online to personal accident insurance, with AIG’s wide range of products and policies, you are able to decide which products will work best for you. For more information please click https://www.aig.my/personal
Emperikal: making enterprises succeed in Malaysia
Internet marketing has become one of the more important methods for achieving your clients. It will also help you reach new audiences, along with boost your brand consciousness. With SEO services Malaysia at Emperikal, we use revolutionary digital marketing ways to assist you to optimise your marketing initiatives to increase your development.
Emperikal is situated in Kuala Lumpur, Malaysia, and wishes to help form long-lasting associations relating to the enterprise together with your target audience. There’s a wide range of solutions that you should decide on, such as Web Development, SEO, Consulting, Creative Services, Content Marketing, Performance Marketing, and others.
The Search engine marketing services that Emperikal provides includes 5 primary elements on your campaign: social network recommendations, website content, keywords, authority link improvement and complex facilities. Search engine optimization allows your content to generally be optimized while also increasing the amount of organic traffic that your site receives.
Emperikal offers solutions into two vital factors for all business: website creation and web design services. For web design, we try to offer an immersive trademark experience. Also, for our web design services, we shall help you build and form your website into a responsive, beneficial experience for clients.
With Emperikal’s efficiency marketing services, we could help you in achieving better results on your limited budget. Using our search engine marketing and contextual and banner advertising services, you will find immediate impact and more competent strategies, which result in defined and measurable results.
No matter the size and size of your respective innovative needs, Emperikal is here to support this process. Having something eye-catching and various is crucial to any small business. From marketing and style to social network creative assets, we try and deliver beautifully-designed visuals to capture your visitor’s attention.
Build your brand and engagement with Emperikal’s social media marketing services. We approach all social networking campaigns having an emphasis on creativity and unique strategies. Emperikal also focuses on results-driven methods, so we can change and enhance your campaign to become the most effective it may be.
Emperikal’s content team is devoted to delivering content signifying your brand image and to supply added value to your projected audience. Our content team conducts a study on industry-related topics to produce instructive and academic content which can build a better relationship with your customers.
Choose Emperikal for all of your SEO services Malaysia needs! We assist you in taking your business to greater and far better heights through expanding your potential customers and growing your brand image. Head to our website, https://www.emperikal.com/ to educate yourself regarding what alternatives are available, and also to give us a call.
I’ve received an interesting question from one blog reader before – how to start investing in shariah-compliant stocks (labur saham syariah) for beginners? Honestly, I am not very good at stock investing myself. But, if you look at the current trend, more and more people have awareness in stock investing. That’s probably because more promotions are being done by stakeholders like Bursa Malaysia & Securities Commission who have succeeded in nurturing the public interest.
Probably another factor is that the market has been good (or is it)? Just look at the FBM KLCI Bursa Malaysia Index, you see an upward trend from a year ago, even though there’s a dip in March due to the panic caused by COVID19 & Movement Control Order.
How to start Shariah Compliant Stock Investing?
If you are also one of those who are interested in starting stock investing, my advice is not to rush. Do not just follow the current trend & “hot” stock tips, but instead, you need to make sure that the investment you’ll make have a well-defined purpose and objective. And most importantly, don’t expect too much short-term profit from stock investing, because this is not a get rich quick scheme. For those who are interested in learning how to start their stock investment journey the right way, I recommend taking these steps:
Step 1 – Learn the basics of stock investing
If you do not study and have the basic knowledge, don’t be in a hurry to get involved in stock investment. Again, it’s important not to blindly follow other people who have been investing for a long time without understanding why they make certain moves. Therefore, for new investors, it is advisable to first learn the basics of stock investing before getting your hands on it. You can also start by learning investment jargons and try to understand their meaning. And then, you can learn how to buy and sell stocks at the right time, for the right reason, as well as how to identify potentially high rewarding stocks.
If you are interested to learn how to invest in the stock market safely focusing on shariah-compliant stocks (labur saham syariah), there are a lot of resources out there that you can find. It’s as simple as googling them!
Step 2 – Open a CDS & trading account
Once you’ve learnt the basics of stock investing and as soon as you feel confident to start, go ahead and open a Central Depository System (CDS) or trading account. You can choose the appropriate brokerage company and continue to open both accounts up to your preference. If you’re wondering about the cost – what you need to open a CDS account in most investment banks is only RM 10.60, a copy of your MyKad and bank account statement. Easy, right?
Step 3 – Allocate Your Investment Capital
In investment, some people say that loss is certain, but the profit is not (I believe these people don’t have a full grasp on what investing is all about? Haha). But when you are a beginner and don’t have a lot of knowledge, the risk is always higher. Unless you’ve fully equipped yourself with enough knowledge to guarantee solid return, it is recommended to start by unloading a small portion of your capital that you don’t mind losing first. So even if you’ve made the wrong move, at least the loss is small. So, make sure the initial capital you inject is extra money that is not needed soon. And more importantly, make sure the capital is your own money, not borrowed from people or other parties. How much capital do you need to get started? For new investors, I think the initial capital of around RM1,000 to RM10,000 is already good enough.
Steps 4 – Buy some stocks!
You can try to buy some stocks that you think have potential after studying them. You can get help from a dealer or remisier to use the online trading platform from the brokerage company where your CDS and trading accounts are opened. Familiarize yourself with the variety of stock counter names, buy and sell buttons, buy and sell prices, and transaction confirmation periods to make things easier for you. It does not matter if you want to use fundamental analysis, technical analysis, or even a combination of both, but what’s really important is not to blindly buy a stock counter and leaving it all to chance.
And for new investors, I highly encourage that you keep a stock investment journal. In the journal, record the details of the stocks purchased, as in the purchase price, number of units, costs involved, capital, and why you made that purchase. The same goes to when you sell a stock.
Step 5 – Keep on learning & improving
After having real experience of investing in the stock market using the initial capital, you can now evaluate and answer if stock investing is suitable for your personal objective as a means for making money. How does it make you feel to see one of your stock portfolio’s prices fall by 50% from the initial price that you bought it? Did it make you lose your sleep? But if you think it works for you – keep on going!
Now that you have the basics, I suggest you spending a little bit of money to attend seminars or advanced workshops on stock investing, which is usually more expensive. But price is relative, so just remember this – you should always get a reputable mentor or institution to guide you through your stock investment journey. Here’s one interesting class that I found that teaches how to invest in the shariah-compliant stocks, you might want to check it out: labursahamsyariah.com
Then, just keep adding more capital to invest in the stock market, keep on investing, and keep on learning.
Some may think that the stock market is a place to earn money fast. Yes, some might do that, and they are better known as traders or speculators, but they are not real investors. These people have sufficient skills and resources in terms of finance, data and information to make the stock market a fast and lucrative money market. It’s their game – but I doubt it’s for common people like you and me who want to do passive investing.
But remember this, the stock market can be very rewarding if you’re consistent – just ask Warren Buffett. All the best in your investing journey!